Understanding Student Health Care In Ontario
Ontario Health Insurance Plan (OHIP) provides basic medical health insurance for permanent residents of Ontario and is funded by provincial taxes. OHIP is Ontario’s health care plan and provides many of the basic health and medical services you may need.
If you’re an international or exchange student currently enrolled in an Ontario university, the University Health Insurance Plan (UHIP) provides many of the same health services and treatments that are covered by OHIP.
When going to hospital and doctor’s office visits, remember to bring proof of your OHIP or UHIP cards.
For students enrolled in college or university, you may also have supplementary coverage. Supplementary health insurance plans work in combination with UHIP to ensure international students have coverage where UHIP does not. These plans are managed by your student union. For example, coverage is offered to full-time students, part-time students, and graduate students at University of Toronto (UofT) and may vary depending on enrollment status.
OHIP Coverage Includes:
Doctor visits
Hospital visits and stays
X-rays and lab tests
Surgery
Pregnancy
Eligible dental surgery in hospital
Eligible optometry (eye-health services)
Podiatry (foot-health services)
Ambulance
and more
For more information about OHIP coverage (or to renew your expired health card), visit: http://www.ontario.ca/ohip
UHIP Coverage Includes:
Doctor visits
Hospital visits and stays
X-rays and lab tests
Surgery
Pregnancy
Eligible dental surgery in hospital
Eligible optometry (eye-health services)
Podiatry (foot-health services)
Ambulance
and more
For more information about UHIP coverage, visit: https://uhip.ca/get-started/
*UHIP enrolled students will have to bring a claim form to appointments. Learn more here: https://uhip.ca/submit-a-claim/
Example from University of Toronto:
UofT Supplementary Coverage Includes:
Prescription drugs/vaccines
Dental care
Vision care
Chiropractors
Travel
Emergency
and more
*Coverage options and plans may vary between institutions. To find more information on supplementary coverage plans and health insurance options, visit your institution's website.
